Attention homeowners in Orlando and Orange County: Get an Appraisal today!
Here are the top seven reasons FL homeowners call on Greater Orlando Appraisal Assoc., Inc.:
Own a house in or near Orlando, FL and need help determining the value of it?
At Greater Orlando Appraisal Assoc., Inc., we understand the unique needs of a consumer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Greater Orlando Appraisal Assoc., Inc., will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Greater Orlando Appraisal Assoc., Inc., we're veterans in helping clients just like you get rid of unnecessary PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your home overvalued if you live in a region that is going down or not appreciating as much as other homes close to yours. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An appraisal report from Greater Orlando Appraisal Assoc., Inc. is your strongest weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. Greater Orlando Appraisal Assoc., Inc. can provide you with a professional appraisal that will help you reinstate your home equity line of credit.
We Also Offer Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for preciseness, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Greater Orlando Appraisal Assoc., Inc. offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Greater Orlando Appraisal Assoc., Inc. can help with that too. While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.