Appraisal services for Orlando and Orange County homeowners
Here are the top reasons FL homeowners need Greater Orlando Appraisal Assoc., Inc.:
Do you own a house in or near Orlando? Do you need help determining the price of your real estate?
We at Greater Orlando Appraisal Assoc., Inc. understand the individual needs of a consumer in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. Being a consumer that most likely doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Greater Orlando Appraisal Assoc., Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.
Need to cancel PMI?
A fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experienced in helping folks just like you remove unwanted and unneeded PMI insurance.
Challenge a property tax assessment
If you live in a region that is going down or is not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. An appraisal report from Greater Orlando Appraisal Assoc., Inc. is your perfect weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. Not only can this be unsuitable from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Greater Orlando Appraisal Assoc., Inc. can help you reinstate your home equity line of credit with a professional appraisal.
Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you'd like to have a seasoned expert double-check it for preciseness or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.