Appraisal services for Orlando and Orange County homeowners
The top 7 reasons why FL homeowners call on Greater Orlando Appraisal Assoc., Inc.:
Do you own a house in or near Orlando? Do you need help determining the price of your real estate?
At Greater Orlando Appraisal Assoc., Inc., we understand the unique needs of a customer after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. Being a regular person not in the real estate industry that most likely doesn't look at appraisals every day,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value judgement than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are experienced in helping folks just like you rid themselves of unwanted and unneeded PMI insurance.
Challenge Orange county's assessment of your property
Lets say your home is not appreciating as much as other properties close by -- your local tax assessor may have your house overvalued. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. An appraisal from Greater Orlando Appraisal Assoc., Inc. is your perfect weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Greater Orlando Appraisal Assoc., Inc. can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you'd prefer to have an expert double-check it for accuracy or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Greater Orlando Appraisal Assoc., Inc. can We can assist you. While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.